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How much does it cost to live in Dubai? A complete guide to prices and the real estate market

How much does it cost to live in Dubai? A complete guide to prices and the real estate market

Dubai, known for its skyscrapers, artificial islands and luxurious lifestyle, is attracting investors from all over the world. The city's real estate market offers a variety of options - from budget apartments to luxurious penthouses overlooking the Persian Gulf. But how much does it cost to live in Dubai in 2025? Does it still pay to invest in real estate in this booming city? In this article, we'll examine the factors that influence apartment prices, popular locations, additional costs and more.

Factors affecting the price of housing in Dubai

Location in the city

Location is one of the most important factors in determining the price of real estate in Dubai. Popular neighborhoods such as Downtown Dubai, Marina Dubai and Palm Jumeirah are much more expensive than suburbs or lesser-known areas like International City or Al Qusais.

Property type

The type of property also affects the price. Studio apartments are more affordable than spacious villas or luxury penthouses with private pools.

Standard of finishing

The standard of apartment finishes in Dubai is usually very high, and investors often opt for turnkey properties. Luxury apartments with marble floors, smart home systems and access to amenities such as pools, gyms and spas are much more expensive.

Access to infrastructure

Proximity to subway stations, schools, shopping centers or beaches also affects the price. The more convenient the location, the higher the value of the property.

A view of the Persian Gulf

Properties with sea views, especially those located in Marina Dubai or Palm Jumeirah, are significantly more expensive than apartments located in neighborhoods without such views.

Panoramic view of Downtown Dubai with the Burj Khalifa tower in the center of the city
Downtown Dubai with the Burj Khalifa tower in the center of the city

Popular residential areas in Dubai

Downtown Dubai

This is the luxury center of Dubai, with iconic city landmarks such as the Burj Khalifa and Dubai Mall. Apartments in this district start at AED 1.5 million for a studio and can reach tens of millions for luxury penthouses.

"Downtown Dubai is not only a prestigious location, but also a place that offers some of the best returns on investment in the Dubai real estate market."

Dubai Marina

It is one of the most popular neighborhoods among expats and investors. Studios in Marina Dubai cost from AED 1 million and two-bedroom apartments from AED 1.7 million.

Palm Jumeirah

The artificial island of Palm Jumeirah is synonymous with luxury. Villas with private beach access cost from AED 10 million upwards, and apartments from AED 2.5 million.

Jumeirah Village Circle (JVC)

This is a more affordable neighborhood, ideal for families. Prices for studios start as low as AED 400,000 and two-bedroom apartments start at AED 700,000.

Al Barsha

The district offers mid-priced housing and good transportation, making it a popular choice among those working in Dubai.

Types of real estate in Dubai

Apartments

Apartments are the most common type of property in Dubai. Studios in popular neighborhoods cost from AED 1 million, while larger apartments can reach prices of AED 2 to 5 million.

Villas

Designed mainly for families, the villas offer more space, private gardens and often swimming pools. Prices start at AED 3 million.

Penthouses

Synonymous with luxury in Dubai. These spacious residences feature private pools, panoramic views and top-notch finishes. Their prices range up to AED 100 million.

Real estate for short-term rentals

Thanks to the growing influx of tourists, properties for short-term rentals are in high demand. These are often apartments in neighborhoods such as Marina Dubai or Palm Jumeirah.

A view of Dubai Marina and the marina
View of Dubai Marina

Check out available real estate listings in Dubai.

Average housing prices in Dubai in 2025

In 2025, average housing prices in Dubai look as follows:

  • Studio: from AED 400,000 to AED 1.2 million
  • Two-room apartment: from AED 700,000 to AED 3 million
  • Luxury penthouse: from AED 10 million to AED 100 million

Converting to zlotys (exchange rate of 1 AED = about 1.14 PLN), apartment prices start at about 456,000 PLN per studio.

The cheapest apartments in Dubai

For those looking for budget options, the best choices are neighborhoods such as:

  • International City - Bachelor apartments from 400,000 AED
  • Al Qusais - Studio from 450,000 AED
  • JVC - Studio from 500,000 AED

Luxury real estate in Dubai

Dubai is a mecca for luxury. The most exclusive penthouses on the Palm Jumeirah or in the Burj Khalifa offer private elevators, pools, concierges and panoramic views. Their prices can exceed as much as AED 100 million.

Additional costs when buying an apartment in Dubai

Buying a property in Dubai involves additional fees:

  • Registration fees: 4% of the value of the property
  • Real estate agent's commission: about 2%
  • Legal costs: from AED 5,000 to 10,000.
  • Community fees: from 15 to 30 AED per square meter per year

Purchase of an apartment by foreigners

Foreigners can buy property in special "freehold" zones that allow full ownership. Popular locations include Palm Jumeirah, Downtown Dubai and Marina Dubai.

Palm Jumeirah Island, Dubai
Palm Jumeirah Island, Dubai

Apartment rentals in Dubai

Renting in Dubai is popular with both locals and tourists. Average rental prices:

  • Studio: 40,000 to 70,000 AED per year
  • Two-room apartment: from AED 70,000 to 120,000 per year

Investing in real estate in Dubai

Dubai is an investor's paradise, offering yields of 8-10%. No income tax and high rental demand are additional advantages.

The most common questions

Can foreigners buy apartments in Dubai?

Yes, in freehold zones foreigners have full ownership rights.

What are the cheapest neighborhoods?

International City, Al Qusais and Jumeirah Village Circle.

Is it worth investing in Dubai?

Yes, Dubai offers high returns and a stable real estate market.

Summary

How much does it cost to live in Dubai? The answer depends on the location, property type and standard. Dubai is a city of contrasts, offering both affordable options and luxury residences. Regardless of your budget, Dubai remains an attractive place to live and invest.

Tomasz Makalus

CEO | Dubai real estate expert